Dealing with insurance companies after a car accident can be daunting, especially when you’re trying to secure the compensation you deserve. What you say to an insurance adjuster can significantly impact the outcome of your claim. At Weiss & Farrokh, we want to ensure you are well-prepared. In this post, we’ll cover five crucial things you should never mention to insurance companies after a car accident in Sherman Oaks, CA, to protect your rights and your claim.

Admitting Fault, Even Partially

One of the most critical things to avoid is admitting fault or even partial responsibility for the accident. Insurance companies may use any admission against you to reduce or deny your claim. Even if you think you might be partially at fault, refrain from saying so and instead let the facts speak for themselves.

Speculating About Your Injuries

After an accident, you may not immediately know the full extent of your injuries. It’s essential not to speculate or downplay your condition when speaking with an insurance adjuster. Statements like “I’m fine” or “I’m not hurt” can be used to minimize your claim. Always seek medical attention and let your healthcare provider assess and document your injuries before discussing them.

Providing a Recorded Statement Without Legal Advice

Insurance companies may ask you to provide a recorded statement shortly after the accident. While this might seem like a standard procedure, it’s critical to avoid giving any recorded statements without first consulting with a lawyer. Insurance adjusters are trained to ask leading questions that could weaken your case. Learn more about protecting your rights by consulting our Catastrophic Injury Lawyers.

Discussing Pre-Existing Conditions

If you have pre-existing medical conditions, avoid discussing them with the insurance company. They may attempt to argue that your injuries were not caused by the accident but were instead related to your pre-existing condition. It’s best to let your medical records and legal team handle this aspect of your case to ensure you are fairly compensated for any exacerbation of previous injuries.

Accepting the First Settlement Offer

Insurance companies often aim to settle claims quickly and for as little money as possible. The first offer you receive is usually much lower than what you might be entitled to. Never accept a settlement offer without first consulting with an attorney. An experienced lawyer can help negotiate a fair settlement that truly reflects the extent of your damages. If you’re dealing with an insurance claim, you can get more information on our Slip and Fall Lawyer Services page.

How Weiss & Farrokh Can Assist You

At Weiss & Farrokh, we understand the complexities of dealing with insurance companies after a car accident. Our experienced car accident attorneys can help you:
  • Navigate the Claims Process: We’ll guide you through each step of the insurance claims process to ensure you don’t fall into any common traps.
  • Communicate with Insurance Adjusters: Our team will handle all communications with the insurance companies on your behalf.
  • Negotiate a Fair Settlement: We’ll work tirelessly to negotiate a settlement that covers all of your damages, including medical bills, lost wages, and pain and suffering.

    • Frequently Asked Questions

    • Why shouldn’t I admit fault to an insurance company?
      Admitting fault can significantly weaken your case, even if you were only partially responsible. It’s better to let the investigation determine fault.
    • What should I do if an insurance adjuster asks for a recorded statement?
      Politely decline and consult with an attorney first to avoid making statements that could be used against you.
    • How do I know if the settlement offer is fair?
      An experienced attorney can review the offer and compare it to the full extent of your damages to ensure you receive fair compensation.

    Navigating insurance claims after a car accident can be challenging, but you don’t have to do it alone. Contact Weiss & Farrokh today for a free consultation. Our dedicated attorneys are here to protect your rights and help you secure the compensation you deserve after a car accident in Sherman Oaks, CA.