Insurance

Medical payments coverage, often called MedPay, can have a role in paying covered medical expenses after a collision. It is different from a liability settlement for the full injury claim. Knowing which policy applies and which expenses it covers can help you avoid confusing an early benefit payment with final compensation. MedPay and liability insurance […]

A rental car accident can generate several separate disputes: responsibility for the collision, compensation for injuries, damage to the rented vehicle, and charges under the rental agreement. A collision damage waiver does not answer all of those questions. Start by preserving the contract and identifying which coverage is being discussed. Keep the complete rental agreement […]

When a driver leaves the scene, an injury claim presents two separate problems: establishing what happened and identifying a source of compensation. A police report is important, but it does not automatically establish coverage. The evidence and the wording of the applicable insurance policy both matter. Report the incident without waiting to identify the driver […]